Credit and Debit Cards
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SmartBeaver
 
93%
We've got smart phones, but what about smart credit cards that, like wallet-sized Lilliputians, tie you down when you're about to spend too much? If in your travels, you find yourself overspending on certain things - in my case, Starbucks iced coffee - this new money management tool could be useful. Through a service called inControl, you can tell your bank to decline your credit card at restaurants after, say, $300 in lunches in a month. Ron Lieber of the New York Times reports that...
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Curious
 
92%
Why not create multi-account credit cards? This will eliminate the need to carry a separate card for each account. Such a card will allow a user to select the account to draw from (an active account will be indicated with a small blinking light on the credit card); it will be possible to swipe it just like a regular credit card. The card will also have the built-in battery which is good for 4 years of normal use.